With a Subject To purchase, a buyer agrees to take over your existing mortgage, keeping it in place, while you transfer ownership of the property. That means you no longer worry about monthly payments, property taxes, or insurance. The buyer handles it all.

You still get your equity paid out at closing, just like a normal sale. The only difference No appraisals, no repairs, no long delays.

Everything closes through a licensed escrow and title company, with all terms clearly spelled out in writing.It’s safe, secure, and completely legal.